What I spend now

What I will spend

Net Pay

State Benefits

Pension

Investments

Child Maintenance

Total  A

Outgoings

Food

Mortgage/rent

Council tax

Electricity

Gas

Phone

Water rates

Clothing

TV Licence

Card payments

Loan payments

Savings

House Insurance

Car Insurance

Car tax

Petrol

Travel costs

Tobacco/Drinks

Holidays

Going out

Total  B

Total A - Total B